Licensing & Disclosures

Smart Insurance Benefits is an independent health insurance agency providing education and assistance with health insurance and employee benefits.

Licensing Information

Smart Insurance Benefits is operated by Richelle Smart, a licensed health insurance broker.

Licenses are maintained in good standing and regulated by each applicable state’s Department of Insurance.
Full license details, including state‑specific license numbers, are available upon request or on our official website.

Compensation Disclosure

There is no cost for consultations or assistance.
Broker services are compensated by insurance carriers when a plan is selected.

Educational Purpose

Information provided on this website and on social media platforms is for educational purposes only and should not be considered legal or tax advice.

Coverage availability, pricing, and eligibility vary by carrier, plan, and state.

Privacy

Personal information is handled with care and used only to assist with insurance coverage options.

Contact

Smart Insurance Benefits
https://www.smartinsbenefits.com